This guide gives you the real 2026 numbers for cost of nursing home springfield in Springfield, not generic national averages. Pricing comes from active local providers we work with; it's refreshed every 30 days.
You'll find: monthly ranges, what's included, how Medicaid / Medicare / VA benefits / long-term-care insurance reduce out-of-pocket cost, and a step-by-step on how families typically structure payment over 2–5 years.
What nursing homes means — and who it's for
A nursing home is for someone who needs 24-hour licensed nursing — complex medical conditions, advanced mobility loss, or recovery requiring skilled care that an ACLF cannot legally provide.
How Tennessee regulates it: Skilled nursing facilities in Tennessee are licensed by TDH under TCA Title 68, Chapter 11 and TDH Rule 1200-08-06, and most are also federally certified for Medicare and TennCare (Medicaid). They provide 24-hour licensed nursing — a different, higher level of care than assisted living. Check the facility's CMS Five-Star rating alongside its TDH inspection history.
In Springfield specifically, that means weighing the licensed options against Springfield's cost range and your family's timeline. The right choice balances care level, budget, location near NorthCrest Medical Center (Springfield), and how quickly you need a spot.
What nursing homes costs in Springfield (2026)
Springfield pricing runs $7,150–$8,150/month, below the metro average for the Nashville metro — a reflection of local real-estate costs and the mix of residential homes versus large communities.
- Assisted living (ACLF, standard): $3,700–$4,450/month
- Memory care (within ACLF): $4,300–$5,350/month
- Residential Home for the Aged (RHFA): $2,750–$4,150/month
- In-home care: $24–$33/hour
What lowers the bill in Springfield: a shared room (often $600–$1,100/mo less), a Residential Home for the Aged over a large ACLF, right-sizing the care level, and VA Aid & Attendance or TennCare CHOICES for those who qualify.
Springfield nursing homes: by the numbers
3 CMS-certified skilled nursing facilities in Springfield; about 257 total licensed/certified beds; averaging 86 beds per facility; the largest at 107 beds. Skilled nursing facilities in Tennessee are both TDH-licensed under TCA Title 68, Chapter 11 and federally certified through CMS — this table reflects CMS certification data. These are real, current licensed and certified provider counts for the area — not national estimates.
Licensed nursing homes providers in Springfield
CMS-certified skilled nursing facilities — selected from CMS Nursing Home Compare. Source: CMS Nursing Home Compare / Provider Data Catalog (data.cms.gov), current 2026. Always confirm current CMS certification and Five-Star ratings at medicare.gov/care-compare before signing.
| Provider | City | CMS Star Rating | License / CCN |
|---|---|---|---|
| White House Health Care Inc | White House | — | 445513 |
| Nhc Healthcare, Springfield | Springfield | — | 445088 |
| The Waters Of Springfield Llc | Springfield | — | 445480 |
What's included — and what costs extra
Usually included: 24-hour skilled nursing, room and board, all meals, therapy access, medication administration, and personal care. Typically extra: private room upgrades, specialized rehab intensives, and certain therapies beyond the covered plan. Get every Springfield option's pricing in writing, itemized, before you compare them.
How fast you can move in Springfield
Plan on roughly 7–14 days for a Springfield placement: assessment, deposit, physician's order, then move-in. Memory-care and post-hospital moves can happen same-day to 72 hours when a secured bed opens. A free local advisor can tell you which Springfield providers have current openings.
Senior care in Springfield, Robertson County
Springfield is Robertson County's seat, a small city of about 17,000 on the Tennessee-Kentucky border with an agricultural economy, very affordable housing, and NorthCrest Medical Center providing local hospital care for the north-metro fringe. NorthCrest Medical Center anchors one of the metro's most affordable markets — Springfield families find lower-cost assisted living and nursing care, with a strong TennCare CHOICES safety net for qualifying seniors.
Nearby hospitals: NorthCrest Medical Center (Springfield), Vanderbilt University Medical Center (regional), TriStar Skyline (Nashville, south). For Springfield families, quick hospital access shapes the shortlist — it eases discharges, emergencies, and the steady rhythm of specialist appointments.
Areas families ask about: Downtown Springfield, Highway 41 corridor, East Robertson area, North Springfield, Industrial Park area.
How Springfield families actually pay for care
Very few families cover senior care from a single source. In Springfield, the typical plan layers several of these, often shifting over a multi-year stay:
- Personal savings & Social Security. Most Nashville metro families self-fund the first 12–24 months from savings, pensions, and monthly Social Security before tapping other sources.
- Long-term-care insurance. If a policy is in force, it can cover a large share of assisted living or home care — check the elimination period and daily benefit cap.
- VA Aid & Attendance. Eligible wartime veterans and surviving spouses can receive roughly $1,800–$2,900/month toward care — a major lever in a metro served by the Nashville VA Medical Center and the Tennessee State Veterans Home in Murfreesboro.
- TennCare CHOICES (Tennessee Medicaid LTSS). Tennessee's TennCare CHOICES program — part of TennCare (Medicaid), administered by the Division of TennCare — covers personal care and home- and community-based services for those who qualify by income (≤ $2,982/mo in 2026), assets (≤ $2,000), and nursing-facility level of care. Apply via TennCare Connect (855-259-0701).
- Home equity. Selling the family home or a reverse mortgage frequently funds sustained care once a parent has moved.
- Family cost-sharing. Siblings often split the monthly gap; a written agreement keeps it fair and durable.
Because Springfield nursing homes can run into the thousands per month, mapping the funding plan early — before a crisis — often saves a family tens of thousands of dollars. A free local advisor can tell you which of these you qualify for and which Springfield providers accept TennCare CHOICES.
Tennessee programs & protections to know
Tennessee licenses and inspects senior care through the Tennessee Department of Health (TDH) — Board for Licensing Health Care Facilities; you can verify any license, inspection, and complaint history free at tn.gov/health. Service funding and in-home support are coordinated through the regional Area Agency on Aging — in the Nashville metro, the Greater Nashville Regional Council (GNRC) Area Agency on Aging & Disability (615-255-1010), with the statewide Tennessee Commission on Aging and Disability (TCAD) as the entry point. Long-term-care help runs through TennCare CHOICES, and residents are protected by the Long-Term Care Ombudsman and TDH Adult Protective Services. These are the same programs our advisors help families navigate at no cost.
One more Springfield-specific note: availability shifts week to week, and the community that's full today may have an opening next month. A local advisor tracks current Springfield openings so you're never relying on a stale online listing — particularly important for nursing homes, where the right secured or higher-acuity bed can be scarce.